Bamboo offers two Payins models — Payfac and Gateway , to adapt to different regulatory and operational realities across Latin America. Each model delivers the same developer experience through a unified API, allowing you to scale across multiple countries.

Transaction Types

Bamboo supports multiple transaction types that represent different stages of the payment lifecycle. Each type has its own purpose, flow, and status transitions depending on the acquirer and payment method.

Purchase

Creates a new transaction to charge a card or alternative payment method (APM).

Refund

Returns funds from a completed purchase, either fully or partially.

Chargeback

Represents a dispute initiated by the cardholder through their issuing bank.

Transaction Statuses

Transactions in Bamboo may go through the following statuses during their lifecycle. Some statuses may not apply to certain transaction types (e.g., Refund or Chargeback)

Status	Description
`APPROVED`	The transaction was successfully authorized and approved by the acquirer. Funds may still be pending settlement depending on the payment method.
`PENDING`	The transaction is awaiting confirmation or processing. Applies to cases where acquirer response, or asynchronous APM confirmation is required.
`PRE-AUTHORIZED`	Funds are reserved on the customer’s card but not yet captured. The merchant must complete the capture to finalize the charge.
`REJECTED`	The transaction was declined by the acquirer or failed due to validation errors, insufficient funds, or fraud prevention rules.
`CANCELLED`	The transaction was voided before settlement, either by the merchant or automatically by the acquirer after expiration.

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Status progression and availability may vary by acquirer, payment method, and transaction type.

Coverage: Payfac

Accept credit and debit cards, bank transfers, cash payments, and digital wallets in key markets such as Argentina, Brazil, Chile, Colombia, Mexico, and more.

Argentina

Support cross-border payments in USD and ARS through cards, cash (Pago Fácil), and bank transfers.

Brazil

Enable cross-border transactions in USD or BRL using cards, PIX, and Boleto Bancário with local acquirer connections.

Chile

Enable local and cross-border transactions in CLP and USD through cards and local bank transfers with Khipu.

Colombia

Support local payments in COP and cross-border in USD with cards, PSE bank transfers, and wallets.

Mexico

Process payments in MXN and USD using cards, SPEI bank transfers, and cash payments like OXXOPay.

Peru

Accept local and cross-border payments in PEN and USD via cards, cash and bank transfers.

Uruguay

Process payments in UYU and USD through local acquirer integrations under the Payfac model.

Gateway

Bamboo’s Gateway model allows merchants to process payments directly through their own acquirer, using Bamboo’s unified API and infrastructure.

Uruguay

Support cross-border payments in USD and ARS through cards, cash (Pago Fácil), and bank transfers.

Tools to Simplify Your Integration

Merchant Panel

Monitor and manage your transactions in real time. Track approvals, rejections, and refunds with full visibility. Ideal for both technical and operational teams.

Tokenization Form

Use our secure, PCI-compliant hosted form to tokenize card details without handling sensitive data yourself. Ideal for merchants not PCI certified.

Plugins & Integrations

Accelerate your integration using our prebuilt plugins like the VTEX connector. Designed for fast onboarding in popular e-commerce platforms.