Credit and Debit Cards

This page describes Argentina-specific requirements for the Create a Purchase operation. Refer to the Create a Purchase guide for the full parameter list and base definitions.

🔁
This payment methods use an API flow. The response to the purchase request will include the final status (COMPLETED, REJECTED, etc.), without redirection.

Mandatory fields for Argentina

The following fields are required in addition to the global mandatory parameters.

Property	Type	Description
`Customer` → `Email`	`string`	Customer’s email.
`Customer` → `FirstName`	`string`	Customer’s first name.
`Customer` → `LastName`	`string`	Customer’s last name.

Conditionally required / recommended

Property	Type	Guidance
`Customer` → `DocumentType`	`string`	Optional. Use when an identification document is required (e.g., `DNI`, `CUIT`, `CUIL`). See the document types table.
`Customer` → `Address` → `State`	`string`	Optional, but required to calculate IIBB (use a valid province code).
`CardData` → `CVV` / `CardData` → `Expiration`	`string`	For Visa Debit outside a wallet, `Expiration` and `CVV` are required. Two-step (pre-authorization) is not supported.

Considerations

Visa Debit Verified by Visa enrollment is not required. When operating outside a wallet, include Expiration Date and CVV in the request. Transactions are processed as single-step payments (no pre-authorization). Supports full and partial refunds only.

Tokenized Cards (without CVV) Tokenized cards can be used for recurring payments without CVV. During tokenization, the API performs a temporary ARS 3 charge (automatically refunded) to validate the cardholder. Once validated, the token can be reused for future purchases without CVV.

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Transactions missing these parameters will be rejected by acquirers in Argentina.

Request example using Token

To test this endpoint, use the API Reference or the Postman Collection

{
  "TrxToken": "OT__ar_7Jr8K2rQyZC9m4fVx1pQw2e3s4t5u6v",
  "UniqueID": "ar-order-10001",
  "Capture": true,
  "TargetCountryISO": "AR",
  "Currency": "ARS",
  "Amount": 25000,
  "Installments": 1,
  "Order": "AR-INV-10001",
  "Description": "Compra online - Pedido 10001",
  "Customer": {
    "FirstName": "María",
    "LastName": "González",
    "ReferenceCode": "CLI-AR-0001",
    "PhoneNumber": "1145678900",
    "DocumentNumber": "30123456",
    "DocumentType": "DNI.AR",
    "Email": "[email protected]",
    "Address": {
      "Country": "AR",
      "City": "Buenos Aires",
      "State": "C",
      "PostalCode": "C1001AAA",
      "AddressDetail": "Av. Corrientes 1234, Piso 5, Depto B"
    }
  },
  "CustomerIP": "190.10.224.231",
  "AntifraudData": {
    "AntifraudFingerprintId": "0046f17b-197a-4d63-8b6b-6082cdd557ff"
  }
}

Request example using Card Data

To test this endpoint, use the API Reference or the Postman Collection

{
    "CardData": {
        "CardHolderName": "María Gonzalez",
        "Pan": "4507990000004905",
        "CVV": "123",
        "Expiration": "08/30",
        "Email": "[email protected]",
        "Document": "30123456"
    },
  "UniqueID": "ar-order-10001",
  "Capture": true,
  "TargetCountryISO": "AR",
  "Currency": "ARS",
  "Amount": 25000,
  "Installments": 1,
  "Order": "AR-INV-10001",
  "Description": "Compra online - Pedido 10001",
  "Customer": {
    "FirstName": "María",
    "LastName": "González",
    "ReferenceCode": "CLI-AR-0001",
    "PhoneNumber": "1145678900",
    "DocumentNumber": "30123456",
    "DocumentType": "DNI.AR",
    "Email": "[email protected]",
    "Address": {
      "Country": "AR",
      "City": "Buenos Aires",
      "State": "C",
      "PostalCode": "C1001AAA",
      "AddressDetail": "Av. Corrientes 1234, Piso 5, Depto B"
    }
  },
  "CustomerIP": "190.10.224.231",
  "AntifraudData": {
    "AntifraudFingerprintId": "0046f17b-197a-4d63-8b6b-6082cdd557ff"
  }
}

Response parameters

Review Create Purchase Guide

Check the global request and response rules before building your request.

Try it in API Reference

Test the endpoint directly and explore real request/response examples.

Testing cards

Use the following cards to simulate the different status of the purchase.

For approved purchases

Brand	PAN	CVV	Expiration Date	Details
Mastercard	`5299910010000015`	123	08/30	No amount limit
Visa (credit or debit)	`4507990000004905`	123	08/30	No amount limit
Amex	`373953192351004`	1234	08/30	Amounts: $1 or $10

For rejected purchases

PAN	CVV	Expiration Date	Document Type	Document
`4304968001555104`	617	12/18	`DNI.AR`	38499826

Discover the API

Once you’re familiar with how to create a purchase, you can test your integration using our API Reference

Country Requirements

Check what each country requires in terms of documents, bank formats, and supported currencies.

Create a Payment

Explore full request and response examples.

Error Codes

Understand possible error responses and how to resolve them.