Credit and Debit cards
Learn how to integrate your solution to process credit or debit card payments.
Peru
The eCommerce in Peru is constantly growing and has recently experienced a boom. According to data from the Cámara de Comercio de Lima, eCommerce in Peru has grown by 95% in the last five years and is expected to continue increasing in the coming years. Furthermore, the eCommerce sector in Peru has been driven by increasing internet penetration and growing consumer confidence in the security of online transactions.
This section shows the available payment methods, currencies, and related information to consider when processing in Peru.
Payment methods
| Payment MediaId | Payment Method | Purchase | Pre-authorization | Full refund | Partial Refund | Type | Flow | |
|---|---|---|---|---|---|---|---|---|
 | 1 | VISA |  | | | | Credit Card | API |
 | 2 | MasterCard | | | | | Credit Card | API |
 | 3 | American Express | | | | | Credit Card | API |
| 6 | Visa Débito | | | | | Debit card | API |
| 7 | Visa Prepago | | | | | Prepaid Credit Card | API |
 | 12 | Diners | | | | | Credit Card | API |
| 13 | MasterCard Débito | | | | | Debit Card | API |
| 14 | MasterCard Prepago | | | | | Prepaid Credit Card | API |
 | 26 | PagoEfectivo Perú | |  | | | Cash & Bank Transfer | API |
 | 46 | BCP | | | | | Cash & Bank Transfer | API |
 | 47 | Caja Arequipa | | | | | Cash & Bank Transfer | API |
 | 48 | Caja Cusco | | | | | Cash & Bank Transfer | API |
 | 49 | Caja Huancayo | | | | | Cash & Bank Transfer | API |
 | 50 | Caja Ica | | | | | Cash & Bank Transfer | API |
 | 51 | Caja Piura | | | | | Cash & Bank Transfer | API |
 | 52 | Caja Tacna | | | | | Cash & Bank Transfer | API |
 | 53 | Caja Trujillo | | | | | Cash & Bank Transfer | API |
 | 54 | Interbank | | | | | Cash & Bank Transfer | API |
 | 55 | Western Union | | | | | Cash & Bank Transfer | API |
 | 87 | UnionPay | | | | | Credit Card | API |
 | 103 | BBVA | | | | | Cash & Bank Transfer | API |
 | 540 | Yape App | | | | | Wallet | API |
Considerations
- For Visa and MasterCard, the acquirer performs a void operation if you request a refund on the same day before 0:00. You can only process refunds for transactions that occurred more than 48 hours after the settlement.
- You can perform zero authorization transactions to register or validate Visa and MasterCard cards.
- Refunds for UnionPay, Diners, and Amex are not online; you must request them by contacting support. Refunds for Amex apply for transactions up to six months old and three months for Diners.
- You can request refunds for Yape transactions made before 23:59 Lima time on the same day.
Currencies
| Code | Description | Mode |
|---|---|---|
| USD | US Dollar | Domestic and CrossBorder |
| PEN | Peruvian Sol | Domestic and CrossBorder |
Amount limits
| Cards | Cash & Bank Transfer | Wallet | |
|---|---|---|---|
| Minimum | PEN 1 | PEN 1 | PEN 1 |
| Maximum | - | PEN 5.000 | PEN 500 |
Document types
The following table describes the valid document types for Peru:
| Code | Document name | Abbreviation |
|---|---|---|
| 6 | Documento Nacional de Identidad | DNI |
| 7 | Partida | PAR |
| 8 | Pasaporte | PAS |
| 9 | Libreta militar | LMI |
| 10 | Otro | NAN |
What's next?
Alternative Payment Methods
Learn how to integrate your solution to process payments with Cash & Bank Transfer, and Wallets.
